Building contractor liability insurance can be tailored to meet your specific needs when it comes to covering the specific property of the construction site and more. From standard policies that fit legal requirements to specialized contractor insurance to fit the needs of the property, personnel and equipment that is being used, you can find what you need here.
We are licensed in the following states: Oregon, Washington, and Idaho.
Contractor Liability Insurance
There are a number of reasons why building contractor insurance is needed for those who are constructing a new building, facility or residence. Meeting the legal requirements of where the construction takes place is certainly part of what this insurance is all about. However, there are other reasons as well that will keep you protected in case the worst should happen.
Property Protection: This insurance protects not only the building, but all structures, equipment, landscaping and related items from accidental loss. This type of protection is vital towards keeping your property protected and getting it restored to its former state.
Contractor Liability Insurance: This general liability insurance is there to protect you from claims and lawsuits that would otherwise drain your funds. This type of insurance keeps your business intact and addresses the result of any accidents that would incur lawsuits or claims against your business.
Post-Construction Operations: This insurance provides coverage for injury or property damage claims that occur after a construction or project is completed. This type of insurance is subtle in the sense that most building contractors are often away to their next project after completion, but this covers you after a job is finished.
Construction Company Insurance: This general form of insurance covers personnel in case an accident occurs. In addition, this type of insurance can be modified so that it covers the specifics of your company, number of personnel and so forth. Talk with the agent about how this insurance can best benefit your company.
Mobile Equipment: This form of building contractor insurance provides coverage for mobile tools and equipment, including equipment used in the contracting operation. There are certain exceptions, so be sure to cover the details with your agent.
Computers: This is coverage for all computers used for the job, including those that await installation, in transit or being installed on the job site itself with certain exceptions that are explained in the policy.
Installation Floater: This is broad coverage for the property that you own or are assigned responsibility to while awaiting installation, in transit or being installed on the job site itself. There are certain exceptions under the policy which your agent can explain.
Building contractor insurance covers a broad range of property, equipment and personnel for all aspects of construction, repair or remodeling. This type of insurance is vital for the smooth operation of a business during construction. Not only is this insurance important, it can be customized to fit the needs of your particular business as well.
Because we are an independent insurance company, we can shop for the best deal from over a dozen companies to find exactly what you need. To get a free quote for our building contractor insurance, please fill out the free form and we’ll get back to you with a quote for the type of insurance that you need.
Trade Contractors Insurance can be very specific and we are here to help. If you are involved in any sort of contractor work (Cement, Drywall, Electrical, Excavation, HVAC, Plumbing etc.) we can help find the right solution for your specific needs. If you need to send additional information, it can be emailed to firstname.lastname@example.org or faxed to 503-653-7869. If you have any questions or just want to chat about your insurance needs over the phone don’t hesitate to call 503-653-1212 or toll free 800-690-9872.